*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;background:#fff;color:#0E1B33;font-family:"Golos Text",system-ui,-apple-system,"Segoe UI",sans-serif;overflow-x:hidden;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;display:block}
p{margin:0}
a{color:#12336E;text-decoration:none;transition:color .18s ease,background-color .18s ease,border-color .18s ease,box-shadow .22s ease,transform .25s cubic-bezier(.22,.61,.36,1)}
a:hover{color:#0B2550}
button,input,select,textarea{font-family:inherit}
button{-webkit-tap-highlight-color:transparent}
::selection{background:#12336E;color:#fff}
:focus-visible{outline:2px solid #12336E;outline-offset:3px}
h1,h2,h3{overflow-wrap:break-word}
h1,h2{text-wrap:balance}
[data-rail],[data-tabbar]{scrollbar-width:none;-webkit-overflow-scrolling:touch}
[data-rail]::-webkit-scrollbar,[data-tabbar]::-webkit-scrollbar{display:none}
.is-off{display:none!important}
.rv:not(.in){opacity:0!important}
.rv.in{animation:rvIn .8s cubic-bezier(.2,.7,.2,1) backwards}
@keyframes rvIn{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.rv:not(.in){opacity:1!important}.rv.in{animation:none}html{scroll-behavior:auto}}

.hd-in{max-width:1366px;margin:0 auto;padding:0 32px}
.hd-top{background:#0B2550;color:#9DB2D4;font-size:13px;line-height:1.3}
.hd-top .hd-in{min-height:40px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.hd-top-l{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.hd-top-r{display:flex;align-items:center;gap:26px;flex:0 0 auto}
.hd-top a{display:inline-flex;align-items:center;gap:8px;color:#C9D6EA}
.hd-top a svg{color:#7F9BC6}
.hd-top a:hover{color:#fff}
.hd{position:sticky;top:0;z-index:90;background:rgba(255,255,255,.94);-webkit-backdrop-filter:saturate(1.6) blur(16px);backdrop-filter:saturate(1.6) blur(16px);border-bottom:1px solid #EDF1F7;transition:box-shadow .25s ease,border-color .25s ease}
.hd.is-scrolled{border-color:#E1E7F0;box-shadow:0 12px 32px -18px rgba(14,27,51,.28)}
.hd>.hd-in{height:78px;display:flex;align-items:center;gap:20px}
.hd-logo{display:flex;align-items:center;gap:12px;color:#0E1B33;flex:0 0 auto;margin-right:8px}
.hd-logo:hover{color:#0E1B33}
.hd-mark{position:relative;width:42px;height:42px;border-radius:12px;background:#12336E;color:#fff;display:grid;place-items:center;flex:0 0 auto;transition:transform .3s cubic-bezier(.22,.61,.36,1)}
.hd-mark::after{content:"";position:absolute;right:-3px;bottom:-3px;width:12px;height:12px;border-radius:50%;background:#E4002B;border:2.5px solid #fff}
.hd-logo:hover .hd-mark{transform:rotate(-6deg)}
.hd-word{display:flex;flex-direction:column;gap:5px}
.hd-word b{font-family:Montserrat,system-ui,sans-serif;font-size:21px;font-weight:700;letter-spacing:-.01em;line-height:1}
.hd-word small{font-size:10px;font-weight:500;letter-spacing:.075em;text-transform:uppercase;color:#7A889E;line-height:1}
.hd-nav{display:flex;align-items:center;gap:2px;margin-left:auto}
.hd-link{display:inline-flex;align-items:center;gap:6px;height:44px;padding:0 15px;border-radius:999px;font-size:15px;font-weight:500;color:#26374F;white-space:nowrap}
.hd-link svg{color:#8291A8;transition:transform .25s ease}
.hd-link:hover{background:#F1F4FA;color:#12336E}
.hd-link.is-cur{background:#EDF1F8;color:#12336E}
.hd-dd{position:relative}
.hd-dd:hover>.hd-link svg,.hd-dd:focus-within>.hd-link svg{transform:rotate(180deg)}
.hd-mega{position:absolute;left:-20px;top:100%;padding-top:16px;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .22s ease,transform .22s ease,visibility 0s linear .22s}
.hd-dd:hover .hd-mega,.hd-dd:focus-within .hd-mega{opacity:1;visibility:visible;transform:none;transition:opacity .22s ease,transform .22s ease}
.hd-mega-in{width:680px;background:#fff;border:1px solid #E6EBF3;border-radius:22px;box-shadow:0 40px 80px -32px rgba(14,27,51,.35),0 2px 6px rgba(14,27,51,.04);padding:10px;display:grid;grid-template-columns:1fr 1fr;gap:2px}
.hd-mi{display:flex;gap:14px;align-items:flex-start;padding:15px 16px;border-radius:15px;color:#0E1B33}
.hd-mi:hover,.hd-mi.is-cur{background:#F3F6FB;color:#0E1B33}
.hd-mi-ic{width:42px;height:42px;border-radius:12px;background:#EDF1F8;color:#12336E;display:grid;place-items:center;flex:0 0 auto;transition:background .2s ease,color .2s ease}
.hd-mi:hover .hd-mi-ic{background:#12336E;color:#fff}
.hd-mi-tx b{display:block;font-family:Montserrat,system-ui,sans-serif;font-size:14.5px;font-weight:600;letter-spacing:-.01em;line-height:1.3}
.hd-mi-tx small{display:block;margin-top:5px;font-size:13px;line-height:1.4;color:#6B7A90}
.hd-mi-all{background:#0B2550;color:#fff}
.hd-mi-all:hover{background:#12336E;color:#fff}
.hd-mi-all .hd-mi-ic{background:rgba(255,255,255,.1);color:#fff}
.hd-mi-all:hover .hd-mi-ic{background:#fff;color:#12336E}
.hd-mi-all small{color:#A9BDDD}
.hd-act{display:flex;align-items:center;gap:10px;flex:0 0 auto;margin-left:14px}
.hd-phone{display:flex;align-items:center;gap:11px;color:#0E1B33;padding:4px 8px 4px 4px;border-radius:999px}
.hd-phone:hover{color:#12336E}
.hd-phone-ic{width:40px;height:40px;border-radius:50%;background:#EDF1F8;color:#12336E;display:grid;place-items:center;transition:background .2s ease,color .2s ease}
.hd-phone:hover .hd-phone-ic{background:#12336E;color:#fff}
.hd-phone-tx b{display:block;font-family:Montserrat,system-ui,sans-serif;font-size:15.5px;font-weight:600;letter-spacing:-.01em;white-space:nowrap;line-height:1.1}
.hd-phone-tx small{display:block;font-size:12px;color:#7A889E;margin-top:4px;line-height:1}
.hd-cta{display:inline-flex;align-items:center;gap:10px;height:48px;padding:0 22px 0 24px;border-radius:999px;background:#12336E;color:#fff;font-size:14.5px;font-weight:500;white-space:nowrap}
.hd-cta:hover{background:#0B2550;color:#fff;box-shadow:0 14px 28px -14px rgba(11,37,80,.7)}
.hd-cta svg{transition:transform .25s ease}
.hd-cta:hover svg{transform:translateX(3px)}
.hd-ib{display:none;width:46px;height:46px;border-radius:14px;border:1px solid #E1E7F0;background:#fff;color:#12336E;place-items:center;padding:0;cursor:pointer;flex:0 0 auto}
.hd-burger{position:relative}
.hd-burger span{position:absolute;left:13px;right:13px;height:2px;border-radius:2px;background:#0E1B33;transition:transform .3s cubic-bezier(.22,.61,.36,1),top .3s cubic-bezier(.22,.61,.36,1)}
.hd-burger span:first-child{top:18px}
.hd-burger span:last-child{top:25px}
.menu-open .hd-burger{background:#0E1B33;border-color:#0E1B33}
.menu-open .hd-burger span{background:#fff;top:21.5px}
.menu-open .hd-burger span:first-child{transform:rotate(45deg)}
.menu-open .hd-burger span:last-child{transform:rotate(-45deg)}
.mn{display:none}
@media (max-width:1365px){.hd-top-l{max-width:52%}}
@media (max-width:1300px){.hd-phone-tx small{display:none}.hd-link{padding:0 12px}}
@media (max-width:1219px){.hd-phone{display:none}}
@media (max-width:1119px){
  .hd-top{display:none}
  .hd-nav{display:none}
  .hd>.hd-in{height:66px;padding:0 20px;gap:8px}
  .hd-act{margin-left:auto;gap:8px}
  .hd-ib{display:grid}
  .hd-cta{height:46px;padding:0 18px;font-size:14px}
  .hd-cta svg{display:none}
  .mn{display:block;position:fixed;left:0;right:0;top:66px;bottom:0;z-index:89;background:#fff;overflow-y:auto;overscroll-behavior:contain;-webkit-overflow-scrolling:touch;opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .25s ease,transform .3s cubic-bezier(.22,.61,.36,1),visibility 0s linear .3s}
  .menu-open .mn{opacity:1;visibility:visible;transform:none;transition:opacity .25s ease,transform .3s cubic-bezier(.22,.61,.36,1)}
  .menu-open,.menu-open body{overflow:hidden}
  .menu-open .hd{border-color:#E6EBF3;box-shadow:none;background:#fff}
}
.mn-in{max-width:640px;margin:0 auto;padding:18px 20px 36px;display:flex;flex-direction:column}
.mn-cap{font-size:12px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:#7A889E;padding:4px 0 8px}
.mn-dirs{display:flex;flex-direction:column}
.mn-dir{display:flex;align-items:center;gap:14px;padding:13px 0;border-bottom:1px solid #EEF2F7;color:#0E1B33;min-height:68px}
.mn-dir>svg{margin-left:auto;color:#9AA8BC;flex:0 0 auto}
.mn-ic{width:42px;height:42px;border-radius:12px;background:#EDF1F8;color:#12336E;display:grid;place-items:center;flex:0 0 auto}
.mn-dir.is-cur .mn-ic{background:#12336E;color:#fff}
.mn-tx b{display:block;font-family:Montserrat,system-ui,sans-serif;font-size:15.5px;font-weight:600;letter-spacing:-.01em;line-height:1.25}
.mn-tx small{display:block;margin-top:4px;font-size:13px;line-height:1.4;color:#6B7A90}
.mn-all{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:12px;height:52px;padding:0 18px;border-radius:14px;background:#F3F6FB;color:#12336E;font-size:15px;font-weight:600}
.mn-links{display:flex;flex-direction:column;margin-top:18px;border-top:1px solid #EEF2F7}
.mn-link{display:flex;align-items:center;justify-content:space-between;min-height:58px;border-bottom:1px solid #EEF2F7;font-family:Montserrat,system-ui,sans-serif;font-size:18px;font-weight:600;letter-spacing:-.015em;color:#0E1B33}
.mn-link svg{color:#9AA8BC}
.mn-link.is-cur{color:#12336E}
.mn-card{margin-top:22px;background:#EDF1F8;border-radius:20px;padding:20px 20px 22px;display:flex;flex-direction:column;gap:6px}
.mn-k{font-size:12.5px;color:#6B7A90}
.mn-ph{font-family:Montserrat,system-ui,sans-serif;font-size:24px;font-weight:600;letter-spacing:-.02em;color:#0E1B33}
.mn-ml{font-size:15px;color:#12336E;margin-top:2px}
.mn-ad{font-size:13.5px;line-height:1.5;color:#54637B;margin-top:6px}
.mn-cta{margin-top:14px;display:flex;align-items:center;justify-content:center;gap:10px;height:58px;border-radius:999px;background:#12336E;color:#fff;font-size:16px;font-weight:500}
.mn-cta:hover{color:#fff;background:#0B2550}
@media (max-width:600px){
  .hd-cta{display:none}
  .hd-word small{font-size:9px;letter-spacing:.06em}
}
@media (max-width:380px){.hd-word small{display:none}.hd-mark{width:38px;height:38px}}

@media (max-width:760px){
  main [style*="max-width:1366px"],footer [style*="max-width:1366px"]{padding-left:20px!important;padding-right:20px!important}
  main h1{font-size:clamp(30px,8.4vw,38px)!important;line-height:1.08!important;letter-spacing:-.025em!important}
  main h2{font-size:clamp(25px,6.9vw,30px)!important;line-height:1.14!important;letter-spacing:-.022em!important}
  [style*="font-size:11px"],[style*="font-size:11.5px"],[style*="font-size:12px"]{font-size:12.5px!important}
  [data-rail]{padding-left:20px!important;padding-right:20px!important;scroll-padding:0 20px}
  [data-rail-prev],[data-rail-next]{display:none!important}
  input,select,textarea{font-size:16px!important}
}
@media print{.rv{opacity:1!important;animation:none!important}.hd,.hd-top{position:static}.mn{display:none!important}}


.hd-mark-img{overflow:hidden;padding:0}
.hd-mark-img img{width:100%;height:100%;object-fit:cover;border-radius:12px}
.diren-skip{position:absolute;left:-999px;top:8px}
.diren-skip:focus{left:16px;z-index:200;background:#fff;color:#12336E;padding:10px 14px;border-radius:10px}
.diren-prose{max-width:760px;margin:0 auto;padding:clamp(36px,5vw,72px) 20px 88px}
.diren-prose h1{font-family:Montserrat,system-ui,sans-serif;font-size:clamp(32px,4vw,48px);line-height:1.08;letter-spacing:-.03em;margin:0 0 18px}
.diren-prose p,.diren-prose li{font-size:16px;line-height:1.65;color:#26374F}
.diren-hp{position:absolute!important;left:-9999px!important;height:0!important;width:0!important;opacity:0!important}